:root{--n:#0b1a33;--n2:#16305a;--g:#c9a24b;--g2:#e9c979;--sand:#f4ead3;--warm:#fffaf0;--ink:#1d2433;--mut:#5e6372}
*{box-sizing:border-box}body{margin:0;font-family:'DM Sans',sans-serif;color:var(--ink);background:var(--warm);line-height:1.65}
img{display:block;max-width:100%}.w{max-width:1240px;margin:auto;padding:0 24px}
h1,h2,h3{font-family:Fraunces,serif;line-height:1.05;margin:0;letter-spacing:-.02em}
.sample{background:var(--g);color:var(--n);text-align:center;font-size:12px;font-weight:700;padding:6px}
header{background:var(--n)}header .w{display:flex;justify-content:space-between;align-items:center;height:80px}
.aud{display:none;background:rgba(255,255,255,.08);border-radius:999px;padding:4px}@media(min-width:860px){.aud{display:flex}}
.aud a{color:#c9d2e3;text-decoration:none;font-size:14px;font-weight:700;padding:9px 18px;border-radius:999px}.aud a.on{background:var(--g);color:var(--n)}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 26px;border-radius:14px;font-weight:700;text-decoration:none;font-size:16px;transition:.25s}
.btn:hover{transform:translateY(-2px)}.bg{background:var(--g);color:var(--n)}.bn{background:var(--n);color:#fff}.bw{background:#fff;color:var(--n)}
/* hero split */
.hero{display:grid;min-height:760px}@media(min-width:1000px){.hero{grid-template-columns:1fr 1fr}}
.hl{background:var(--n);color:#fff;padding:80px 8% 90px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.hl:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;border:70px solid rgba(201,162,75,.08);right:-160px;bottom:-160px}
.hero h1{font-size:clamp(46px,6.2vw,86px);font-weight:600;margin:22px 0}.hero h1 i{color:var(--g2);font-weight:400}
.hero p{font-size:19px;color:#c3cce0;max-width:520px;margin:0 0 30px}
.eb{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--g)}
.hr{position:relative;min-height:520px;background:var(--g)}
.hr img{position:absolute;inset:0 0 0 0;width:100%;height:100%;object-fit:cover}
.chatcard{position:absolute;left:-60px;bottom:60px;width:min(380px,86%);background:#fff;border-radius:22px;box-shadow:0 30px 70px rgba(11,26,51,.4);padding:22px;z-index:3}
@media(max-width:999px){.chatcard{left:6%;bottom:-70px}.hr{margin-bottom:90px}}
.chatcard .top{display:flex;gap:12px;align-items:center;margin-bottom:14px}
.av{width:44px;height:44px;border-radius:50%;background:var(--n);display:grid;place-items:center}
.m{background:#f5efe1;border-radius:16px 16px 16px 4px;padding:11px 14px;font-size:14px;margin-bottom:10px}
.m.me{background:var(--n);color:#fff;border-radius:16px 16px 4px 16px;margin-left:22%}
.typing{display:inline-flex;gap:4px;padding:12px 14px;background:#f5efe1;border-radius:16px}.typing span{width:7px;height:7px;border-radius:50%;background:#b6a98a;animation:tp 1.2s infinite}.typing span:nth-child(2){animation-delay:.2s}.typing span:nth-child(3){animation-delay:.4s}
@keyframes tp{50%{transform:translateY(-4px);opacity:.4}}
.goldbar{background:var(--g);color:var(--n)}.goldbar .w{display:grid;gap:20px;padding:30px 24px}@media(min-width:900px){.goldbar .w{grid-template-columns:repeat(4,1fr)}}
.goldbar .w>div{font-weight:700;font-size:15px;display:flex;gap:10px;align-items:center}.goldbar .w>div:before{content:"";width:8px;height:8px;background:var(--n);transform:rotate(45deg);flex:none}
section{padding:110px 0}
h2{font-size:clamp(36px,4.8vw,62px);font-weight:600;margin:14px 0 20px}h2 i{color:#a67c25;font-weight:400}.svcwrap h2 i{color:var(--g2)}
/* fork */
.fork{display:grid;gap:24px;margin-top:50px}@media(min-width:900px){.fork{grid-template-columns:1fr 1fr}}
.fk{border-radius:30px;overflow:hidden;display:grid;min-height:430px;position:relative}
.fk img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.fk .in{position:relative;z-index:2;margin:auto 0 0;padding:36px;color:#fff}
.fk.biz:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(11,26,51,.97) 25%,rgba(11,26,51,.25))}
.fk.debt:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(115,86,22,.96) 20%,rgba(201,162,75,.25))}
.fk h3{font-size:38px;margin:10px 0}.fk p{color:#e6e9f0;max-width:440px}
/* story */
.story{display:grid;gap:60px;align-items:center}@media(min-width:960px){.story{grid-template-columns:.9fr 1.1fr}}
.stack{position:relative;height:560px}
.stack img{position:absolute;border-radius:24px;object-fit:cover;box-shadow:0 30px 60px -25px rgba(11,26,51,.5)}
.stack .s1{left:0;top:0;width:72%;height:420px}.stack .s2{right:0;bottom:0;width:56%;height:300px;border:8px solid var(--warm)}
.stack .badge{position:absolute;left:8%;bottom:30px;background:var(--n);color:var(--g2);font-family:Fraunces;font-size:22px;padding:18px 22px;border-radius:18px;max-width:230px;line-height:1.2;z-index:2}
.big{font-family:Fraunces;font-size:24px;line-height:1.45;color:var(--ink)}
.vals{display:grid;gap:14px;margin-top:30px}@media(min-width:700px){.vals{grid-template-columns:1fr 1fr}}
.v{background:#fff;border-radius:20px;padding:22px;border:1px solid #efe4c9}.v b{display:block;font-family:Fraunces;font-size:20px;margin-bottom:4px;color:var(--n)}.v span{color:var(--mut);font-size:15px}
/* services */
.svcwrap{background:var(--n);color:#fff;border-radius:40px 40px 0 0}
.svc{display:grid;gap:18px;margin-top:50px}@media(min-width:800px){.svc{grid-template-columns:repeat(3,1fr)}}
.sv{border-radius:22px;padding:30px;background:rgba(255,255,255,.04);border:1px solid rgba(233,201,121,.2);transition:.3s}.sv:hover{background:rgba(201,162,75,.12)}
.sv .ic{width:52px;height:52px;border-radius:16px;background:var(--g);color:var(--n);display:grid;place-items:center;font-size:22px;margin-bottom:18px}
.sv h3{font-size:24px;margin-bottom:8px}.sv p{color:#aeb9cf;margin:0}
.steps{display:grid;gap:0;margin-top:70px;border-top:1px solid rgba(233,201,121,.3)}@media(min-width:900px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps div{padding:30px 24px 0 0}.steps b{font-family:Fraunces;font-size:64px;color:var(--g);font-weight:400;line-height:1}.steps h4{font-size:19px;margin:8px 0}.steps p{color:#aeb9cf;margin:0;font-size:15px}
/* notice */
.notice{background:var(--sand)}
.nb{display:grid;gap:50px;align-items:center}@media(min-width:960px){.nb{grid-template-columns:1.1fr .9fr}}
.nb img{border-radius:30px;width:100%;aspect-ratio:5/4;object-fit:cover}
.faq details{background:#fff;border-radius:18px;padding:18px 22px;margin-bottom:12px;border:1px solid #e7dabb}.faq summary{font-weight:700;cursor:pointer;color:var(--n)}.faq p{margin:10px 0 0;color:var(--mut)}
/* fees */
.fees{display:grid;gap:20px;margin-top:40px}@media(min-width:900px){.fees{grid-template-columns:repeat(3,1fr)}}
.fee{background:#fff;border-radius:26px;padding:34px;border:1px solid #efe4c9}.fee.mid{background:var(--g);border:0}
.fee h3{font-size:28px;margin:6px 0 10px;color:var(--n)}.fee p{color:var(--mut)}.fee.mid p{color:#3d3112}
.close{background:var(--n);color:#fff;text-align:center;position:relative;overflow:hidden}
.close .faces{display:flex;justify-content:center;margin-bottom:26px}.close .faces img{width:76px;height:76px;border-radius:50%;object-fit:cover;border:4px solid var(--n);margin:0 -10px}
.close h2{font-size:clamp(40px,6vw,78px);color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin:30px 0}
.chips a{background:rgba(255,255,255,.06);color:#fff;border:1px solid var(--g);border-radius:999px;padding:12px 20px;text-decoration:none;font-weight:700}.chips a:hover{background:var(--g);color:var(--n)}
footer{background:#071225;color:#8390a8;font-size:13px;padding:34px 0}footer .w{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}

/* ---- site additions ---- */
header{position:sticky;top:0;z-index:50}
.logo{display:flex;align-items:center}
.nav{display:none;gap:26px}.nav a{color:#c9d2e3;text-decoration:none;font-weight:500;font-size:15px}.nav a.cur,.nav a:hover{color:var(--g2)}
@media(min-width:1100px){.nav{display:flex}}
.hdr-r{display:flex;align-items:center;gap:14px}
.menu-btn{background:none;border:1px solid rgba(255,255,255,.25);color:#fff;border-radius:10px;padding:8px 12px;font:700 14px 'DM Sans';cursor:pointer}@media(min-width:1100px){.menu-btn{display:none}}
.mnav{display:none;background:var(--n);border-top:1px solid rgba(255,255,255,.08);padding:10px 24px 24px}.mnav.open{display:block}
.mnav a{display:block;color:#fff;text-decoration:none;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08);font-weight:500}
.mnav .tg{display:flex;gap:8px;margin-top:16px}.mnav .tg a{flex:1;text-align:center;border:1px solid var(--g);border-radius:12px;padding:12px;font-weight:700;color:var(--g2)}
@media(max-width:600px){.hdr-r .btn{display:none}}
.ph{border-bottom:1px dashed currentColor;opacity:.9}
.phb{display:inline-block;border:1px dashed rgba(201,162,75,.7);border-radius:8px;padding:2px 9px;font-size:.92em}
.ftr{background:#071225;color:#8d99b0;padding:70px 0 30px;font-size:14px}
.ftr .g{display:grid;gap:36px}@media(min-width:900px){.ftr .g{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.ftr h4{color:#fff;font-family:Fraunces;font-size:17px;margin:0 0 14px}.ftr a{color:#b6c0d4;text-decoration:none;display:block;padding:4px 0}.ftr a:hover{color:var(--g2)}
.ftr .bot{border-top:1px solid rgba(255,255,255,.08);margin-top:44px;padding-top:22px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:13px}
/* inner pages */
.phero{background:var(--n);color:#fff;padding:90px 0 80px;position:relative;overflow:hidden}
.phero:after{content:"";position:absolute;width:460px;height:460px;border-radius:50%;border:70px solid rgba(201,162,75,.08);right:-170px;top:-170px}
.phero h1{font-size:clamp(40px,5.6vw,72px);font-weight:600;margin:18px 0;max-width:900px}.phero h1 i{color:var(--g2);font-weight:400}
.phero p{font-size:19px;color:#c3cce0;max-width:640px;margin:0}
.phero.img{display:grid;padding:0}@media(min-width:1000px){.phero.img{grid-template-columns:1.1fr .9fr}}
.phero.img .t{padding:90px 8% 80px;position:relative;z-index:2}.phero.img img{width:100%;height:100%;min-height:340px;object-fit:cover}
.prose{max-width:780px}.prose h2{font-size:clamp(28px,3.4vw,40px);margin:50px 0 14px}.prose h3{font-size:22px;margin:30px 0 8px;color:var(--n)}.prose p,.prose li{color:#3e4454;font-size:17px}
.cardg{display:grid;gap:20px;margin-top:40px}@media(min-width:800px){.cardg{grid-template-columns:repeat(2,1fr)}}@media(min-width:1100px){.cardg.three{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid #efe4c9;border-radius:24px;padding:32px}.card h3{font-size:24px;color:var(--n);margin:12px 0 8px}.card p{color:var(--mut);margin:0}
.card .ic{width:52px;height:52px;border-radius:16px;background:var(--g);color:var(--n);display:grid;place-items:center;font-size:22px}
.card ul{color:var(--mut);padding-left:18px;margin:14px 0 0}
.draft{background:#fff4d6;border:2px dashed #c9a24b;border-radius:16px;padding:18px 22px;color:#5b4512;font-weight:500;margin-bottom:30px}
.numlist{counter-reset:n;list-style:none;padding:0}.numlist li{counter-increment:n;position:relative;padding:0 0 26px 70px}
.numlist li:before{content:counter(n);position:absolute;left:0;top:-6px;width:48px;height:48px;border-radius:50%;background:var(--n);color:var(--g2);font-family:Fraunces;font-size:22px;display:grid;place-items:center}
.numlist b{display:block;font-family:Fraunces;font-size:21px;color:var(--n);margin-bottom:4px}
.cta-band{background:var(--g);border-radius:30px;padding:56px 36px;display:grid;gap:24px;align-items:center}@media(min-width:900px){.cta-band{grid-template-columns:1fr auto}}
.cta-band h2{font-size:clamp(30px,3.6vw,46px);margin:0;color:var(--n)}.cta-band p{margin:8px 0 0;color:#3d3112}
.fk.debt .in .btn{color:var(--n)}

.ftr span a{display:inline;padding:0;white-space:nowrap}
main a[href^="mailto:"],main a[href^="tel:"]{color:inherit;text-decoration:underline;text-underline-offset:2px}

.logo-img{height:56px;width:auto;display:block}@media(max-width:700px){.logo-img{height:40px}}
.ftr .logo-img{height:62px}